Who We Are

Planning to meet your individual financial goals with integrity, sincerity and a dose of humor.

We are an independent family financial planning firm with various backgrounds of knowledge. We are here to help our clients with their individual financial needs.  Our goal is to simply help create a positive future for all of our clients.  

Here at Drown Financial Services, we understand that financial planning for your future is scary and uncertain, especially in today's economy. However, rest assured that we've helped clients with all types of backgrounds successfully and happily retire with their financial hopes and dreams realized. We want to help make that dream become a reality for you and your family as well. 

We have established our practice on a set of core values (Truthfulness, Courtesy, Competence, Trustworthiness and Confidentiality) and make every effort to behave in accordance with them. By adhering to these values for our own self-evaluation, we have cultivated relationships with our clients that last for decades. We give you the confidence to know that, through any and all changes life throws your way, you will have a Trusted Advisor guiding you to make the strongest and most sound financial choices.


Darrel Drown, CFP

 Drown Financial Services

Darrel Drown received his CERTIFIED FINANCIAL PLANNER™ certification in 1989 from the College of Financial Planning in Denver, Colorado. He has a Bachelor of Science Degree in Accounting and a Masters Degree in Education from Jacksonville University in Jacksonville, Florida. Darrel’s financial experience incorporates teaching mathematics (1977-1980), managing the Howard County School Systems Budget Office (1980-1990) and providing individual financial planning to his many clients (1990-present). He is associated with a Registered Investment Advisor, a member of the Financial Planning Association and the National Association of Christian Financial Consultants (NACFC). He is experienced in Long-Term Care and Charitable Giving strategies. His practice specializes in providing comprehensive financial planning for the retirement and estate-planning client. Darrel is a 30-year resident of Howard County and a life-long resident of Central Maryland. He has served on the Howard County Council, the Howard County Zoning Board and the Howard County Liquor Board. Darrel and his wife Dori have three grown sons, two grandchildren and a continually growing family. In his free time Darrel relaxes by skiing, playing tennis, hacking at golf, reading, and taking trips with his family.

My unique ability is to offer your family my financial knowledge and experience, no matter what life throws at you. I can help you easily understand difficult financial concepts and achieve your financial goals with integrity, sincerity and a dose of humor”
— Darrel Drown

Travis Drown

 Drown Financial Services

Travis Drown is Darrel's youngest son. He recently graduated from the University of Georgia with a degree in Family Financial Planning. He has his Series 6 registration as well as his Life and Health insurance licenses. Currently, he is studying for more licenses while working at Drown Financial Services. His primary focus is to get to know each individual client and work alongside Darrel in every facet of the business as he continues in his path to certification.

As the newest addition to the business, Travis has been focusing on growing the business through incorporating the use of new technology, implementing current and fresh ideas, as well as reaching out to our younger clients to emphasize and encourage the idea of planning for your future now.

Apart from the business, Travis has begun officiating college and high school football in the area, as well as taking on a leadership position with his former youth group. In his free time he enjoys golf, tennis, and bicycling. 

Quote from Travis
— Travis Drown

Sandi Collins

 Drown Financial Services

Sandi Collins is Darrel’s administrative assistant and has been employed with Darrel for over 23 years. She grew up in Ellicott City, MD, and then moved to Carroll County where she lived for 12 years. She currently divides her time between Catonsville, MD and a home at Lake Anna, VA.

Sandi has two grown daughters and two grandchildren. She is an avid pet lover and loves gardening, spending time with the family and relaxing on the lake.

She also recently received the 2013 award for “Exceptional Customer Service” from our PFG agency office in State College.


Linda